Why Financial Literacy Needs to Be in Schools Aug 22, 2026 0 48 Terence Desjardins Why Financial Literacy Needs to Be in Schools Schools are designed to prepare students for the world they will enter after graduation. We teach mathematics because students will use numbers throughout... Budgeting Credit Cards Credit Score Financial Literacy Home buying Investment Strategies Jobs Saving Tips Read more
Are Complicated Credit Card Setups Actually Worth It? Apr 20, 2026 0 193 Terence Desjardins The Rise of “Credit Card Optimization” Scroll through any personal finance page and you’ll find people juggling five, ten, sometimes even fifteen credit cards. Each one has a purpose. One for grocerie... Credit Cards Credit Score Debt Management Digital Banking Interest Rates Loans Risk Tolerance Technology Read more
How to Negotiate at a Car Dealership While Prices are Higher Than Ever Apr 5, 2026 0 213 Terence Desjardins The Best Way to Negotiate at a Car Dealership How to Stay in Control When Prices Are Higher Than Ever Car buying has always involved negotiation, but in recent years, the stakes have changed. Inventor... Asset Analysis Automotive Budgeting Consumer Goods Credit Score Debt Management Financial Literacy Industry Trends Interest Rates Loans Tariffs Read more
What "Buy Now, Pay Later" Rent Means for Society. Feb 14, 2026 0 245 Terence Desjardins What “Buy Now, Pay Later” Rent Means for Society The rise of buy now, pay later for rent marks a major shift in how people are financing their most basic necessity: housing. Services like Flex, Jetty,... Credit Cards Credit Score Economic Consequences Financial Literacy Fintech Housing Market Rental Market Read more
A Step-by-Step Guide on How to Live Below Your Means. Dec 22, 2025 0 324 Terence Desjardins Living Below Your Means: The Most Underrated Financial Skill Living below your means is often framed as frugality or restraint, but at its core it is a system for control. It is the practice of spendi... Budgeting Credit Cards Credit Score Debt Management Financial Literacy Inflation Interest Rates Lowering Expenses Over-Consumerism Read more
Donald Trump's 50-Year Mortgage: The Recession Indicator of All Recession Indicators Nov 16, 2025 1 397 Terence Desjardins The 50-Year Mortgage: The Recession Indicator of All Recession Indicators After hearing about President Donald Trump's plan to "solve" the housing crisis in America I realized that the economy is in a... Analysis Credit Score Debt Management Digital Banking Economic Indicators Home buying Housing Market Inflation Interest Rates Market Volatility Mortgage Rates Property investment Real estate development Recession Rental Market Trump Read more
