My views on Rational Choice Theory Jul 5, 2026 0 13 Terence Desjardins My views on Rational Choice Theory. Written at Georgetown University as a student of the Economic Policy Summer Academy. Rational Choice Theory is one of the foundational ideas in economics. It posits... Opinion Read more
Why Do Rich People Seem More Attractive? Jun 27, 2026 0 23 Terence Desjardins Why Do Rich People Seem More Attractive? Walk through an affluent neighborhood, browse the guest list at a charity gala, or look at the families behind many Fortune 500 companies, and one question nat... Luxury Read more
The Blueprint to the Top 0.1% of Wealth Jun 23, 2026 0 44 Terence Desjardins The Blueprint to the Top 0.1% of Wealth Every year, millions of people search for the secret to becoming wealthy. They read investing books, watch finance videos, follow stock market trends, and study... Opinion Read more
The Death of Budget Air Travel Jun 7, 2026 0 64 Terence Desjardins The Death of Budget Air Travel For decades, budget air travel was one of the greatest success stories of modern capitalism. What was once considered a luxury reserved for the wealthy gradually became ... Air Travel Economic Indicators Industry Trends Loans Transportation Read more
The Science Behind the Status Symbol: Why Luxury Cars Are So Appealing May 31, 2026 0 67 Terence Desjardins The Science Behind the Status Symbol: Why Luxury Cars Are So Appealing You hear it before you see it. The deep growl of a V8 engine echoes down the street. Heads turn. Conversations pause. Phones come... Automotive Commodities Consumer Goods Luxury Manufacturing Read more
The Future of Social Security: Can America’s Largest Retirement Program Survive? May 25, 2026 0 89 Terence Desjardins The Future of Social Security: Can America’s Largest Retirement Program Survive? For nearly a century, the Social Security Administration has served as the financial backbone of retirement for million... ETFs Economic Consequences Financial Literacy Politics Retirement Planning Roth IRA Taxes Read more
All Types of Real Estate Investing Ranked May 17, 2026 1 90 Terence Desjardins All Types of Real Estate Investing Ranked Real estate is often described as one of the greatest wealth-building tools ever created. It can generate monthly cash flow, appreciate in value, provide tax ... Asset Analysis Housing Market Investment Strategies Mortgage Rates Property Management Property investment Rental Market Read more
The One Number That Actually Matters for Becoming Rich: Your Savings Rate May 10, 2026 0 103 Terence Desjardins The One Number That Actually Matters for Becoming Rich: Your Savings Rate Most people think building wealth is about finding the perfect stock, buying cryptocurrency at the right moment, or discoverin... Brokerage Budgeting Digital Banking Financial Literacy Jobs Retirement Planning Saving Tips Stock Market Read more
REITs Explained: What Actually Determines Your Return and How to Evaluate Them Apr 26, 2026 0 124 Terence Desjardins REITs Explained: What Actually Determines Your Return Real Estate Investment Trusts, or REITs, are often marketed as one of the simplest ways to earn income from real estate without ever buying proper... Asset Analysis Brokerage Construction Housing Market Income Investing Interest Rates Property Management Property investment Real estate development Rental Market Returns Read more
How the Closure of the Strait of Hormuz Is Reshaping the Global Economy Apr 20, 2026 0 144 Terence Desjardins How the Closure of the Strait of Hormuz Is Reshaping the Global Economy The crisis surrounding the Strait of Hormuz has escalated into one of the most consequential economic disruptions in decades. Wh... Conflicts Financial Markets Global Economy Global Tensions Market updates Oil Politics Rising Tensions Trade Wars Trump War Read more
Are Complicated Credit Card Setups Actually Worth It? Apr 20, 2026 0 114 Terence Desjardins The Rise of “Credit Card Optimization” Scroll through any personal finance page and you’ll find people juggling five, ten, sometimes even fifteen credit cards. Each one has a purpose. One for grocerie... Credit Cards Credit Score Debt Management Digital Banking Interest Rates Loans Risk Tolerance Technology Read more
How the Rising Cost of Living Could Be Quietly Ruining Your Financial Future Apr 12, 2026 0 116 Terence Desjardins How the Rising Cost of Living Could Be Quietly Ruining Your Financial Future Why earning more no longer guarantees getting ahead The Illusion of Progress On paper, many people are doing better than ev... Budgeting Debt Management Housing Market Inflation Interest Rates Lowering Expenses Saving Tips Taxes Read more
