A Step-by-Step Guide on How to Live Below Your Means. Dec 22, 2025 0 79 Terence Desjardins Living Below Your Means: The Most Underrated Financial Skill Living below your means is often framed as frugality or restraint, but at its core it is a system for control. It is the practice of spendi... Budgeting Credit Cards Credit Score Debt Management Financial Literacy Inflation Interest Rates Lowering Expenses Over-Consumerism Read more
Why High Interest Rates Are Hitting Renters and First-Time Buyers Harder Than Homeowners Dec 13, 2025 0 91 Terence Desjardins Why High Interest Rates Are Hitting Renters and First-Time Buyers Harder Than Homeowners Monetary Policy Meets the Housing Market When the Federal Reserve raises interest rates, the goal is to slow de... Analysis Budgeting Economic Indicators Home buying Housing Market Interest Rates Monetary policy Mortgage Rates Property Management Saving Tips Read more
U.S Mint Introduces the New Coin Designs for the United States’ 250th Anniversary Dec 13, 2025 0 97 Terence Desjardins America in Your Pocket: The New Coin Designs for the United States’ 250th Anniversary As the United States approaches its 250th anniversary in 2026, the U.S. Mint is marking the moment with redesigned... Coins Commodities Consumer Goods Cross Border Investments Currency Exchange Manufacturing Monetary policy Read more
Are This Year’s Black Friday and Cyber Monday Sales Misleading? Dec 7, 2025 0 89 Terence Desjardins Are This Year’s Black Friday and Cyber Monday Sales Misleading? A Deep Dive Into America’s Most Overhyped Shopping Season Every November, millions of Americans wait for Black Friday and Cyber Monday w... Analysis Black Friday Consumer Goods Cyber Monday Industry Trends Inflation Read more
America’s Consumer Debt Is Rising at Dangerous Rates. What it means for your family. Nov 24, 2025 0 97 Terence Desjardins America’s Consumer Debt Is Rising at Dangerous Rates. What it means for your family. America’s consumer debt is climbing at a pace that economists haven’t seen outside of the lead-up to recessions. Cr... Automotive Debit Cards Debt Management Digital Banking Economic Indicators Inflation Recession Read more
Donald Trump's 50-Year Mortgage: The Recession Indicator of All Recession Indicators Nov 16, 2025 1 93 Terence Desjardins The 50-Year Mortgage: The Recession Indicator of All Recession Indicators After hearing about President Donald Trump's plan to "solve" the housing crisis in America I realized that the economy is in a... Analysis Credit Score Debt Management Digital Banking Economic Indicators Home buying Housing Market Inflation Interest Rates Market Volatility Mortgage Rates Property investment Real estate development Recession Rental Market Trump Read more
Why America's Elite University Graduates Can't Find Jobs Nov 9, 2025 0 137 Terence Desjardins Why America’s Elite University Graduates Can’t Find Jobs and Why It’s the Market’s Fault For decades, the idea of graduating from an elite university carried an implicit promise: work hard, earn a pre... Economic Indicators Education Ivy League Job Market Recession Unemployment Read more
Are New York mayoral candidate Zohran Mamdani's Policies really socialist? Nov 2, 2025 0 187 Terence Desjardins Is Zohran Mamdani’s Vision for New York Really Socialist? New York mayoral candidate Zohran Mamdani, a self-described democratic socialist, has ignited debate over whether his platform represents genu... Economic Indicators Fiscal Policy Healthcare Inflation Jobs Leadership Changes Local Government Mayor Minimum Wage Monetary policy Public Policy Transportation Read more
What's a Rugpull and how to avoid them. Oct 25, 2025 0 148 Terence Desjardins Rug pull, what they are and how to avoid them A rug pull is a crypto/NFT scam where project creators suddenly drain liquidity or disappear with investor funds, leaving tokens worthless. To avoid them:... Asset Analysis Blockchain Brokerage Cryptocurrency Financial Literacy Fintech Market Volatility Risk Management Read more
Will Ai take the job you're studying for? Oct 19, 2025 0 119 Terence Desjardins Will AI Take the Job You’re Studying For? Artificial intelligence (AI) is advancing faster than ever, and for many students, that raises an anxious question: Will the job I’m studying for still exist ... Ai Economic Indicators Innovation Jobs Manufacturing Unemployment Read more
What's the best fast-food franchise to open up in 2025? Oct 11, 2025 1 119 Terence Desjardins What Makes a Fast-Food Franchise a Strong Investment in 2025 Before the “which brands,” here are key criteria that investors are using to judge fast-food opportunities now: Strong brand recognition + ... Analysis Construction Consumer Goods Earnings Report Industry Trends Investment Strategies Property investment Read more
How The Jimmy Kimmel Saga Affects Disney Financially Oct 5, 2025 0 152 Terence Desjardins The Kimmel Suspension: What Happened In mid-September 2025, ABC, owned by Disney, suspended Jimmy Kimmel Live! indefinitely after remarks made by Kimmel about the death of conservative activist Charli... Analysis Consumer Goods Earnings Report Entertainment Stock Market Read more
