The Rise and Fall of Situational Awareness Aug 2, 2026 0 121 Terence Desjardins The Rise and Fall of Situational Awareness One of the greatest misconceptions in investing is that making money is simply a matter of being right. If you can identify the next revolutionary technology... Analysis Business Debt Management Market updates Risk Management Risk Tolerance Technology Read more
Are Complicated Credit Card Setups Actually Worth It? Apr 20, 2026 0 189 Terence Desjardins The Rise of “Credit Card Optimization” Scroll through any personal finance page and you’ll find people juggling five, ten, sometimes even fifteen credit cards. Each one has a purpose. One for grocerie... Credit Cards Credit Score Debt Management Digital Banking Interest Rates Loans Risk Tolerance Technology Read more
How the Rising Cost of Living Could Be Quietly Ruining Your Financial Future Apr 12, 2026 0 170 Terence Desjardins How the Rising Cost of Living Could Be Quietly Ruining Your Financial Future Why earning more no longer guarantees getting ahead The Illusion of Progress On paper, many people are doing better than ev... Budgeting Debt Management Housing Market Inflation Interest Rates Lowering Expenses Saving Tips Taxes Read more
How to Negotiate at a Car Dealership While Prices are Higher Than Ever Apr 5, 2026 0 211 Terence Desjardins The Best Way to Negotiate at a Car Dealership How to Stay in Control When Prices Are Higher Than Ever Car buying has always involved negotiation, but in recent years, the stakes have changed. Inventor... Asset Analysis Automotive Budgeting Consumer Goods Credit Score Debt Management Financial Literacy Industry Trends Interest Rates Loans Tariffs Read more
The 5 Accounts You Need at 18 Years Old and Why They Matter More Than You Think Feb 2, 2026 0 293 Terence Desjardins The 5 Accounts You Need at 18 Years Old and Why They Matter More Than You Think Turning 18 is more than a legal milestone. It is the moment when financial independence quietly begins. Whether you plan... Brokerage Debt Management ETFs Lowering Expenses Retirement Planning Roth IRA Saving Tips Taxes Read more
A Step-by-Step Guide on How to Live Below Your Means. Dec 22, 2025 0 321 Terence Desjardins Living Below Your Means: The Most Underrated Financial Skill Living below your means is often framed as frugality or restraint, but at its core it is a system for control. It is the practice of spendi... Budgeting Credit Cards Credit Score Debt Management Financial Literacy Inflation Interest Rates Lowering Expenses Over-Consumerism Read more
America’s Consumer Debt Is Rising at Dangerous Rates. What it means for your family. Nov 24, 2025 0 334 Terence Desjardins America’s Consumer Debt Is Rising at Dangerous Rates. What it means for your family. America’s consumer debt is climbing at a pace that economists haven’t seen outside of the lead-up to recessions. Cr... Automotive Debit Cards Debt Management Digital Banking Economic Indicators Inflation Recession Read more
Donald Trump's 50-Year Mortgage: The Recession Indicator of All Recession Indicators Nov 16, 2025 1 392 Terence Desjardins The 50-Year Mortgage: The Recession Indicator of All Recession Indicators After hearing about President Donald Trump's plan to "solve" the housing crisis in America I realized that the economy is in a... Analysis Credit Score Debt Management Digital Banking Economic Indicators Home buying Housing Market Inflation Interest Rates Market Volatility Mortgage Rates Property investment Real estate development Recession Rental Market Trump Read more
Personal Finance Fundamentals, Budgeting, a Comprehensive Guide Aug 28, 2025 0 396 Terence Desjardins Budgeting is a cornerstone of personal finance It involves creating a plan to allocate your income towards various expenses and sticking to it for a reasonable amount of time to achieve your financial... Budgeting Debt Management Emergency Fund Financial Literacy Saving Tips Taxes Read more
